Your Credit Card Debt
Without Touching Your Core

Are you a bank looking to jump start your foray into BNPL?

If so, you’ve come to the right place.

how it works?


Extract credit card transaction data from core system

Apply business rules to identify charge line items for conversion into installments

Highlight eligible charges on statement

Display Pay in 3, Pay in 4, and other installment plans

Capture opt-ins

Process loans from generation of amortization schedule through to collections and recovery.


  • 01 Low / no changes to core
  • 02 Ward off threat from BNPL fintechs
  • 03 Earn more merchant fees
  • 04 Increase return on assets
  • 05 Attract Millennials


Credible threat to credit card business with BNPL already displacing close to $10 billion in annual revenues of American banks (Source: McKinsey)

Untapped opportunity in Healthcare, Home Improvement, and Travel industries (Source: The Financial Brand)

Looming threat of regulation

Drastic plunge in valuations of leading fintechs

Drop in predatory lending practices

Why UniServe™ NXT?

World-class product with broad array of recognitions

  1. Gartner Market Guide
  2. ASPIRE Leaderboard
  3. Quadrant Knowledge SPARK Matrix
  4. Gartner PeerInsights Globally Ranked No. 2 CCM

Vast experience in customer communications management technology

FORTUNE 500 customers in four continents across banking, insurance, and telecom verticals

Reach out to Intense Technologies today to find out how you can BNPL your credit card debt without touching your core.

Intense Technologies– Your IDEAL PARTNER For BNPL Of Credit Card Debt



Intense Technologies Inc. 10481 NW 36 Street Miami FL 33178 USA


+1 781 518 8534